Trusted by expats since 2010

Insurance in Spain,
Done Right.

For expats who want German efficiency, personal service, and complete protection. Health, home, and tenants insurance — in English, German & Spanish.

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Health Insurance
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Home Insurance
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Tenants Insurance
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NIE / Residency
Visa Service
0+
Years Experience
0+
Families Protected
0%
Client Retention Rate

Why Expats Choose Spain Insurance

Everything you need.
Nothing you don't.

No call centres. No scripts. Just Rainer — an expat specialist who picks up the phone and actually solves your problem.

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3 Languages, 1 Point of Contact

English, German, and Spanish — no misunderstandings, no middlemen, no translation errors.

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German Efficiency

Fast quotes, clear paperwork, and instant proof of coverage. Exactly what you need for your NIE or residency.

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Backed by Occident

Spain's best-rated insurance provider. Serious coverage, serious claims support — not a budget carrier.

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Personal, Not Corporate

You talk to Rainer directly. No sales reps, no queues. The same person handles your quote, your policy, and your claims.

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Visa & NIE Compliant

All health insurance plans meet Spanish visa and residency requirements. Accepted by consulates and immigration offices.

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Honest Pricing

No hidden fees. No upsells. You get the right coverage at the right price — and Rainer will tell you when you're over-insured.

What We Cover

The right insurance
for your life in Spain.

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Health Insurance

Comprehensive medical coverage including preventive care, hospital visits, and prescriptions. Fully compliant with Spanish visa and NIE requirements.

  • ✓ Visa & NIE compliant
  • ✓ Instant proof of coverage
  • ✓ Unlimited coverage like public healthcare
  • ✓ Affordable monthly premiums
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Home Insurance

Protect your home and everything in it with Occident's premium coverage — damage, theft, and personal liability all included.

  • ✓ Spain's best-rated home insurer
  • ✓ Complete, worry-free coverage
  • ✓ Strong personal liability protection
  • ✓ Advisor in English & German
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Tenants Insurance

Renting in Spain? Protect your belongings and cover your liability — affordable and tailored to your situation.

  • ✓ Complete tenant protection
  • ✓ Personal liability coverage
  • ✓ Theft & robbery protection
  • ✓ Budget-friendly rates
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Simple Process

Up and running
in 3 easy steps.

01

Free Consultation

Schedule your free, no-obligation consultation with Rainer — your personal insurance expert. Together, we'll find the right coverage for your needs.

02

Custom Coverage Plan

We'll create a personalised insurance plan together, tailored to your specific situation, ensuring you get exactly what you need.

03

Ongoing Support

Rainer will personally provide continuous support, answering your questions and adjusting your coverage as your life changes — with German efficiency.

Start with a Free Consultation

What Clients Say

Expats across Spain
trust Rainer.

Rainer is known as a gladiator when it comes to defending his clients in the face of the unexpected.

★★★★★

"Getting health insurance for my NIE application was stressful until I found Rainer. He handled everything in English, gave me instant proof of coverage, and the price was better than anything I found online."

MS
Maria Santos Health Insurance — Barcelona
★★★★★

"We needed home insurance for our new place in Valencia and Rainer sorted it within a day. He explained everything clearly, no jargon, and the Occident policy covers far more than our previous insurer did back in the UK."

JM
James Mitchell Home Insurance — Valencia
★★★★★

"As a tenant I didn't think I needed insurance. Rainer walked me through exactly what I was exposed to and set me up with a policy that costs less than a dinner out. Highly recommend — especially for first-time expats."

AC
Alex Chen Tenants Insurance — Madrid
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Rainer Hobrack – Founder of Spain Insurance

Meet Your Advisor

Talk to the Founder,
Not a Sales Rep.

Born in East Berlin, raised behind the Iron Curtain, and shaped by the fall of the Wall in 1989 — Rainer understands what it means to start over in a new place. After moving to London, studying, and eventually building a life in Spain, he made it his mission to make insurance simple, honest, and human for fellow expats.

Rainer handles every initial conversation personally. No gatekeepers. No scripts. Just a genuine discussion about your insurance needs — in the language that works best for you.

Message Rainer on WhatsApp

Ready to protect
what matters?

Get a free, no-obligation quote from Rainer today. Most clients are covered within 24 hours.

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Available 9AM – 6PM Spain Time · Monday to Friday
rainer@rainerhobrack.com

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